Since 2003, AMS RRG has been providing medical liability insurance to a growing number of physicians across a broad range of specialties, and today we are one of the nation’s premier physician risk retention groups.

Our stable, flexible, cost-effective medical liability insurance options now protect over 2,500 members.

Central to our success:

• Our risk retention group model ensures our physician-owner interests are aligned with the company’s
• AMS RRG’s continued financial strength rewards shareholders with tangible benefits
• AMS Management Group’s services provide a platform that has allowed for steady growth year over year

Our Financial Strength:

Sound operating results since inception have assured strong financial statements for AMS RRG. Demotech, an independent financial analysis and actuarial services firm, has been serving the insurance industry since 1985, providing independent opinions on the financial stability of insurers. On 4/19/2010, Demotech upgraded the Financial Stability Rating© (FSR) of Applied Medico-Legal Solutions RRG to A’ (A Prime), Unsurpassed.  For more information about AMS RRG click here.

The following financial information is from AMS RRG's audited GAAP statements.

  2013 2014 2015
Total Assets
$116,217 $131,304 $142,103
Gross Written Premium
$44,896 $47,013 $49,010
Net Written Premium (NWP)
$37,702 $39,026 $42,061
Total Shareholder's Equity*
$29,236 $33,016 $35,511
1.29x 1.18x 1.18x
Dollar figures are in the thousands

Shareholder's equity does not include dividend returns 


FSR for Applied Medico-Legal Solutions RRG, Inc.